The platform

One platform. Across any core.

Ubiquity is an experience and orchestration layer that sits across your existing policy, billing and claims systems — without replacing them. Configure products, onboard partners, and launch journeys from one place.

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Architecture

Sits across your cores. Replaces none of them.

Ubiquity orchestrates above your policy admin, billing and claims systems — old or new — and exposes a unified surface to customers, partners and distribution channels.

Channels & partners

Customer apps
Broker portals
Bank channel
Embedded partners

Ubiquity orchestration

Product Factory
Distribution Hub
Claims Exchange
Payments Hub

Existing cores (kept)

Policy admin
Billing
Claims
GL / Reinsurance

Capabilities

What's in the platform

Customer Hub

A single, modern surface for every customer interaction across products and channels.

Product Factory

Design and launch insurance products without engineering bottlenecks — source of truth for covers, limits and endorsements.

Distribution Hub

Activate brokers, banks, embedded partners and direct channels from one place.

Claims Exchange

Orchestrate claims partners into a fast, transparent recovery experience.

Payments Hub

Premiums, commissions and claim payouts moving through one trusted spine.

Partner Gateway

Onboard new partners in days — and retire the integration backlog for good.

Use cases

Built for modern insurance growth

Bancassurance

Embed insurance into banking journeys; activate the bank channel at scale.

Embedded Insurance

Plug protection into the platforms where customers already transact.

Broker Distribution

Onboard and serve brokers with same-day quote turnaround.

Digital Insurance

Stand up direct-to-customer journeys without a multi-year programme.

Outcomes

Business outcomes that matter

Impact
4x

Faster Time-to-Market

From quarters to weeks for new products.

Impact
+35%

Expanded Reach

Activate banks, brokers and embedded partners at scale.

Impact
-60%

Integration Cost

Replace bespoke integrations with reusable connectivity.

Impact
9/10

Customer Experience

A modern, branded journey from quote to claim.

Impact

Future-Ready

Add channels, products and partners without rebuilding.

Illustrative ranges based on Ubiquity programme outcomes.

See it in your environment

Thirty minutes is enough to walk through the platform against one of your products.